Category: Buyer Info

How to Make an Offer that Can't be Refused

How to Make an Offer that Can’t be Refused

You’ve found the perfect house. You can already see yourself unpacking your books, pulling all the glassware out of crates, setting up the PlayStation 4. You’re ready to make an offer. Nothing could go wrong now. Except, wait a minute. What if there are other offers? What if the seller doesn’t like your offer? What if […]

Buyers Face Higher Home Prices

Buyers Face Higher Home Prices

Home prices have been climbing throughout 2015. On Tuesday, January 26, 2016, S&P Dow Jones Indices published the November report and the gains continue.  The second chart shows how the 20 cities have done since the S&P/Case-Shiller National Home Price Index bottomed in January 2012. Following is the Case-Shiller data for Los Angeles from 1980 […]

Lower Energy Costs with a Programmable Thermostat

Lower Energy Costs with a Programmable Thermostat

Advanced programmable thermostats give you precise control over your heating and cooling, helping to reduce wasted energy. High-def, high-tech settings A programmable thermostat can reduce costs You wouldn’t think of spending much time in front of your thermostat, but the newest advanced models–with their colorful touchscreen displays–are an engaging, interactive experience. They offer separate programs […]

Clean Up Your Credit Before You Buy a Home

Clean Up Your Credit Before You Buy a Home

“It’s a brave, new world with respect to credit requirements for mortgages,” says John Ulzheimer, credit expert and contributor at CreditSesame. One old rule still applies: The higher your credit score, the lower your monthly payments.  “Below 660 or 680, you’re either going to have to pay sizable fees or a higher down payment,” Zigas says. […]

Home Prices Continue to Rise

Home Prices Continue to Rise

Data released by S&P Case-Shiller indices indicate that in the Los Angeles area, prices are still on the rise. Increases for Los Angeles are 2.58% which is somewhat higher than the 20-city or 10-city national composite of 2.45% and 2.48%, respectively. S&P Case Shiller index ending June 30, 2013 Click on image to visit the […]

Local Banker

What’s in a name?

Back in the last century, before the banking fiasco that led to the first lending bailout, it was easy to figure out what a lender was. It was the local banker who lent money to a buyer to buy a home. It was generally lent for 20 years (or less.) The rate was fixed. Twenty […]

Home Inspection

Get a Home Inspection!

After negotiating an accepted contract on the home of your choice it is recommended that you have the property inspected by a professional Property Inspector. Most often the contract will allow a reasonable period for this inspection to take place. The purpose of the inspection is to reveal unknown defects so that you will have […]

Getting a Real Estate Education

Buyer Gets a Real Estate Education

It can be overwhelming. Once you have finally decided to buy a home, maybe even gotten pre-approved for a specific price, you now have to decide where to look. Where is the best place to spend your housing dollars? It is step 2 on the road.  I call this process, getting an education. Let’s assume we’ve […]

Interview with Realtor

Initial Consultation with Buyer

From your doctor to your lawyer to your mechanic, you expect diagnosis and analysis before any prescriptions are made. I know you wouldn’t walk in to your doctor’s office and demand an operation immediately. In fact, if your doctor agreed on the spot you would walk out muttering something about “quack” and “malpractice.” It is […]

Full Disclosure

Seller’s Disclosure Responsibilities

Things have sure changed from the days of caveat emptor, which is ancient Roman for Let the Buyer beware! These days, at least in California, the seller has statutory duties to disclose conditions and facts about the home as never before. While you do not have a duty to thoroughly investigate, or to seek out, […]

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